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Driving Safety Score.

Analyzing your driving to provide an overview of your driving safety, which can benefit your well-being on the road.
  • A Driving Safety Score provides insights into your driving behavior by evaluating various factors, such as how your vehicle is driven. Higher scores indicate safer driving habits. Regularly checking your Driving Safety Score can help you identify areas for improvement.

    Score

    The Driving Safety Score is determined by a proprietary algorithm that considers speed, braking, acceleration, and overall driving behavior. This algorithm assesses safe driving practices and mileage to assign a score.

    Calculation

    LexisNexis is a third-party partner providing services to the insurance industry by calculating and delivering Driving Safety Scores and behavioral analytics. More information can be found on their Telematics | LexisNexis Risk Solutions page.

    LexisNexis

    Average trip speed is calculated from recorded speeds over a period. High average trip speeds can negatively impact your overall score.

    Speed

    Driving scores and events are calculated daily.

    Updates

    UBI uses driving score data to monitor behavior and assess risk, allowing insurers to tailor policies to individual drivers instead of using general demographic factors.

    UBI
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